PAI protects you in the event of accidental death or bodily injury for the duration of the rental. Your passengers will also be covered, but only while they are entering, occupying or leaving the car.
PAI coverage will not apply if you have violated the Rental Agreement, or if loss results from intentionally self-inflicted injury, aircraft travel, while committing or attempting to commit an assault or felony, in consequence of being intoxicated or under the influence of any narcotic.
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